Australian money matters

• Sunday, May 18, 2008 - Mums Who Work

Posted in Tips and Helps
In this day and age in Australia, it’s not rare to see working mums juggling their career and family life, but there are still women out who highly doubt that their jobs would still be waiting for them after they gave birth. Fret not, for companies that provide a vast and newly improved array of benefits for working mums are fast becoming the norm in the working industry. They seek to genuinely help these mums balance their professional career with their newfound motherhood as well as assist them in adjusting to life at home and in the office.

More often than not, common perks for working mums include flexible working hours. This helps working mums beat the traffic jam and gain the freedom to go home early and tend to their families. Private lactation rooms are also becoming more common in the workplace nowadays. Mums who are breastfeeding will greatly appreciate this amenity and the privacy that comes with it. Australian employers understand how vital it is for these mothers to provide breast milk by pumping them into bottles thrice a day for their babies. For this purpose, companies see it fit to provide ample privacy for mums by allocating space to build one or more lactation rooms.

On-site nurseries are also becoming a common sight in larger companies who see the importance in retaining their most talented employees. This benefit allows mums greater peace of mind by bringing their babies to work. With this amenity, they need not spend an atrocious amount of money by placing their child in a day care centre, and indirectly this will help save their families a large amount of money.

Furthermore, companies are now seeing the benefits in providing great network opportunities for working mums. Employees have access to medical advisory concerning breast feeding and childcare as well as discounts to certain equipment like quality breast pumps.

First time working mums will also love the fact that employers encourage parents to have lunch with their children at the company cafeteria. Besides that, whenever they are required to work on their kids’ school holidays, they can always check in the children at the company’s on-site day care.

For commentary on working families, advice on handling your home budget, credit card advice and general finance talk be sure to keep an eye on the Honest Dollar blog.
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• Monday, May 5, 2008 - Women and Shopping: Top Saving Tips

Women are born to shop, and this statement might bear more truth than what was thought to be possible. After all, without women, who will keep their families clothed and fed? With that in mind, women are constantly on the lookout for great deals and bargains that will help save them money.

Here are some hints on how you can make the most of your dollar and still shop to your heart’s content!

First, if you are a loyal shopper at a particular store, you can apply to be their member, either at the store or via their website (if it’s available). Doing so will let you receive alerts on new products and sales, which you can participate and get great discounts not enjoyed by anyone else. Sometimes, these stores will reward their members with discount coupons and bonus points that you can accumulate and redeem for items you desire. That will certainly save you quite a bit of cash each time you shop there!

Next, when buying clothes for you and your family, do purchase apparel that you can mix and match. Avoid buying trendy items that might go out in style. To avoid impulse shopping, you should come armed with a shopping list and try to stick to it without overspending. Inject a warm, personalized touch and wrap gifts yourself, DIY-style. That way you can save money and delight the present receiver with your well thought of gift.

Finally, when paying for your purchases, do make it a habit to pay with cash instead of credit card. You’ll have less bills to worry about come end of the month, and you won’t be bogged down by heavy interests as well. Another alternative you should consider is to use a debit card. It’s as good as cash but with the added convenience that comes with not carrying a huge stack of notes in your wallet.

Happy shopping and saving, girls!
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• Thursday, May 1, 2008 - Gday to Australia

Thanks for reading the very first post on the Honest Dollar.
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